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No one can eliminate the void, shock or grief that people experience following the death of a loved  one. However we can eliminate some of the strain by helping you file a claim.

Step 1 Notification
Report the death to John Hancock (U.S.A.) by either:
     a)  Using our quick and easy Notification Form  OR
     b)  Contacting John Hancock (U.S.A.) at 1-800-387-2747 and asking for a Claims Analyst

Following this notification we will send a claim form and a letter outlining our claims requirements. 

Step 2 Completing the Claim Form
The designated beneficiary must provide:
    a)  A certified copy of the death certificate
    b)  The insured’s policy(ies)  AND
    c)  A completed claim form (check our Tips before filling out the form)
   
NOTE:   There may be other requirements depending on various circumstances (these will be outlined in the letter you receive after notification).   
Step 3 Submitting Requirements
Submit all requirements to the Claims Department.  The address is provided at the top of page one of the claim form.  
Step 4 Receiving Proceeds
The death benefit will be disbursed via check, Safe Access Account (not available for John Hancock New York), or electronic funds transfer (depending on the amount and your preference). The disbursement will include interest.  
If you have questions or require further information, call our Customer Service Center at
1-800-387-2747 and ask to speak with a Claims Analyst.
Please also review our Check List for other considerations during this difficult time. 

Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.

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